Janine Phair (Farrell) is a Senior Consultant with CNA’s Special Investigations Unit, specializing in Underwriting, Premium, and Medical Fraud Investigations. She leads CNA’s Underwriting & Premium Fraud Investigation Program, focusing on premium leakage, payroll manipulation, and construction misclassification schemes. Janine brings a strong background in medical fraud, complex claim reviews, and high‑value single‑case investigations, including multistate networks and provider‑driven fraud schemes. She collaborates across Underwriting, Claims, Premium Audit, and Distribution to identify emerging patterns and mitigate risk. Known for her analytical approach and clear investigative insights, Janine is a key contributor to advancing fraud awareness and proactive industry‑wide risk detection.